About Us
All Seasons Underwriting Insurance Brokers Ltd. is a leading global insurance and reinsurance broker dedicated to protecting our clients’ assets and ensuring their continued success.
Global Expertise
With a strong focus on Africa, Europe, the Middle East, and the Far East, we combine international reach with deep local expertise.
Tailored Solutions
Our team of seasoned professionals understands the unique challenges and opportunities in each territory, providing tailored solutions that mitigate risks and drive growth. We leverage cutting-edge technology to streamline processes and enhance risk assessment, ensuring efficient and transparent service.
Trusted Partnership
At All Seasons Underwriting, we foster strong client relationships built on trust, expertise, and a commitment to exceeding expectations. We are your reliable partner in navigating the complexities of insurance, empowering you to face the future with confidence.
All Seasons: A History of Growth and Expertise
Founded in 1997, All Seasons initially served the UK’s outbound travel market as an independent underwriting agency. Emphasizing innovation and a client-focused approach, we quickly expanded.
In 2008, we launched our international platform, broadening our offerings to include a variety of insurance and reinsurance products, including health, travel, and specialty risks, marking a significant shift towards global expansion.
Today, All Seasons is a leading global broker, recognized for its innovative solutions, strong Lloyd’s market presence, and commitment to client success.
Key milestones
Independent Agency
Independent Agency
Transitioned into an Independent Underwriting Agent, specializing in Accident and Health, Life, Travel, and other lines of business.
Coverholder at Lloyd ‘s
Coverholder at Lloyd’s
Achieved Coverholder Status at Lloyd’s, securing binding authorities and enhancing our presence in this prestigious marketplace.
Broker at Lloyd’s
Broker at Lloyd’s
Obtained Lloyd’s Broker status, granting direct access to Lloyd’s Syndicates. This allows us to place business directly with syndicates, leveraging their specialized expertise and capacity to address complex risks. Today, we hold signed Terms of Business Agreements (TOBAs) with all major Lloyd’s Syndicates, ensuring access to a diverse range of coverage solutions.
P&C and Bonds
P&C and Bonds
Expanded our capabilities to include Property, Liability, and Bonds, with exclusive access to surety markets.
Marine and Special Risks
Marine and Special Risks
Diversified into specialized sectors such as marine, offshore energy, and aviation to address evolving client needs.
Our regulatory status
- Incorporated and licensed in Cyprus
- EU Passporting Rights
- Global & Regional Expertise
All Seasons is a regulated entity incorporated in Cyprus, holding a license that permits the conduct of both insurance and reinsurance business. This dual authorization allows All Seasons to operate comprehensively in the insurance market, serving clients with diverse needs. We enjoy passporting rights across all EU countries, enabling us to provide our services seamlessly throughout the European Union.
Our reinsurance services extend even further, provided worldwide, either directly or via a network of partners. In addition, All Seasons is an accredited reinsurance broker in Tanzania and Uganda, extending our expertise and services to these East African markets. This broad reach highlights our commitment to facilitating risk transfer and providing reinsurance solutions on a global scale
Leadership Team
All Seasons Underwriting is led by a dynamic management team with diverse expertise in underwriting, risk management, finance, and technology. Our leaders drive seamless operations, emphasizing innovation, client service, and ethical conduct. We foster a collaborative culture that empowers employees to excel, ensuring industry leadership and unparalleled service worldwide.
Shlomi Kariv
Managing Director
and Founder
Shlomi Kariv is a seasoned insurance professional with 35+ years of experience as Managing Director of All Seasons.
Shlomi Kariv
Managing Director & Founder
A seasoned insurance professional, Shlomi Kariv brings over 35 years of experience to his role as Managing Director of All Seasons. His career has spanned the globe, from Tel Aviv to London, and encompassed diverse areas of expertise including claims management, travel and health insurance, broking, and underwriting.
Shlomi has consistently demonstrated his leadership abilities in senior roles at established companies like Mercury International Assistance and Claims Services and Leumit Care, where he managed multi-million dollar reinsurance programs. Shlomi possesses a deep understanding of reinsurance and retrocession markets, with a proven track record in structuring innovative programs. He is adept at developing alternative risk transfer solutions that address the unique needs of each client. His approach prioritizes a balance between the needs of clients and (re)insurers’, achieved through meticulous data analysis and a commitment to finding constructive solutions.
Driven by an entrepreneurial spirit, Shlomi founded All Seasons in 2008 to provide bespoke insurance and reinsurance solutions to clients across Africa, the Middle East, and Southeast Asia. His deep industry knowledge, combined with a strong network of international contacts, has been instrumental in establishing the company’s presence in these key markets.
Paola Dell’Olio
Director of Marine & Special Risks & Business Development
Paola Dell’Olio is a highly accomplished insurance professional with a proven track record in the Lloyd’s market.
Paola Dell’Olio
Director of Marine and Special Risks & Business Development
Paola Dell’Olio is a highly accomplished insurance professional with a proven track record in the Lloyd’s market. She brings to All Seasons extensive experience in producing and placing both direct and reinsurance business across a diverse portfolio, including marine, energy, aviation, credit, political risk, and terrorism.
Paola’s career trajectory showcases a consistent commitment to client service and business development. She honed her skills at Lloyd’s brokers like Special Risks Insurance Brokers and Lime Street Insurance Brokers, where she not only managed her own book of business but also proactively developed innovative products and facilities to meet evolving client needs.
Fluent in English, Greek, and Italian, Paola is a skilled communicator and negotiator, adept at building strong relationships with clients and colleagues across international borders. Her legal background provides a solid foundation for her analytical and problem-solving approach to insurance. This unique blend of expertise makes Paola an invaluable asset to All Seasons and its clients.
Valerio Rosi
Director – Operations
and Finance
Valerio Rosi is a results-driven leader who brings a strong blend of operational expertise and strategic vision to All Seasons.
Valerio Rosi
Director – Operations and Finance
Valerio Rosi is a results-driven leader who brings a strong blend of operational expertise and strategic vision to All Seasons. He plays a vital role in optimizing the company’s performance and driving its growth strategy. His responsibilities span operational oversight, financial management, risk management, and strategic planning, reflecting his multifaceted skillset and impact across the organization.
Valerio’s career has been marked by a consistent focus on efficiency and effectiveness. He has honed his abilities in operational leadership, financial management, and performance management through a combination of practical experience in progressively senior roles at All Seasons and Special Risks Insurance Brokers, and by actively pursuing continuous learning. His experience in streamlining workflows, implementing financial systems, and fostering a high-performance culture has been instrumental in maximizing productivity and profitability.
Beyond his operational expertise, Valerio possesses a strong understanding of the international insurance and reinsurance market. As a CII qualified Broker, he brings valuable expertise in placing complex risks and managing client relationships across multiple regions.