FAQ
Frequently Asked Questions – All Seasons Underwriting Insurance Brokers Ltd
Welcome to the All Seasons Underwriting Insurance Brokers Ltd FAQ page. We’ve compiled answers to some of the most common questions we receive. If you don’t find the answer you’re looking for, please don’t hesitate to contact us directly.
General Questions
What is All Seasons Underwriting Insurance Brokers Ltd?
All Seasons Underwriting Insurance Brokers Ltd is an independent insurance and reinsurance brokerage firm. We work with a variety of insurance and reinsurance providers to find the best coverage options and rates for our clients. We act as your advocate, helping you navigate the complexities of insurance and reinsurance and ensuring you have the right protection.
What is insurance?
Insurance is a financial agreement where an individual or entity (the insured) transfers the risk of a potential loss to another entity (the insurer). In exchange for paying a premium, the insured receives financial protection against specified losses. Essentially, it’s a way to manage risk by pooling it among a large group of people.
What is reinsurance?
Reinsurance is essentially insurance for insurance companies. It allows insurers to transfer a portion of their risk to another company (the reinsurer), helping them manage their liabilities and protect themselves against large or catastrophic losses. We help insurance companies find appropriate reinsurance coverage.
What types of insurance and reinsurance do you offer?
We offer a wide range of insurance and reinsurance products. For more details, please visit our Offerings and Underwriting services pages on our website.
How do I contact All Seasons?
For more information on how to contact us, please visit our Contact Us section on our website.
What are your office hours?
Our office hours are 9:00 AM to 5:00 PM, Monday to Friday.
Do you offer free consultations?
Yes, we offer free consultations to discuss your insurance and reinsurance needs. Contact us to schedule an appointment.
How do I get a quote?
You can request a quote by phone or email. Providing us with accurate information will help us give you the most accurate quote possible.
What information do I need to provide for a quote?
The information needed will vary depending on the type of insurance or reinsurance you are seeking. Generally, you’ll need to provide information about yourself, your property, your business, or your insurance portfolio. We will guide you through the process and let you know what is required.
Policy/Reinsurance-Related Questions
What should I do if I need to file a claim?
To file a claim, please contact us in writing at the email address provided in your insurance or reinsurance documentation. This ensures your claim is properly documented and directed to the appropriate team. If you require assistance or have questions about the claims process, please visit the Contact Us section on our website for further contact options.
How can I make a payment?
Currently, we only accept payments via bank transfer. Our bank details are included in your insurance or reinsurance documentation. If you require any assistance with your payment or have any questions, please visit the Contact Us section on our website.
How can I update my policy/reinsurance information?
You can update your policy/reinsurance information by contacting us via phone or email. Please have your policy/reinsurance contract number ready.
What if I have a question about my bill/reinsurance accounting?
If you require any assistance with bill/reinsurance accounting or have any questions, please visit the Contact Us section on our website.
How do I cancel my policy/reinsurance contract?
Contact us directly to discuss the cancellation process. Please be aware that there may be penalties for early cancellation.
Working with All Seasons
Why should I choose All Seasons as my insurance/reinsurance broker?
We are committed to providing personalized service and finding the best insurance and reinsurance solutions for our clients. As an independent brokerage, we work for you, not the insurance/reinsurance companies. We have access to a wide range of insurers and reinsurers, allowing us to compare policies and find the right fit for your needs and budget.
What is the difference between an insurance/reinsurance broker and an insurance/reinsurance agent?
An insurance/reinsurance agent typically represents one insurance/reinsurance company, while a broker represents multiple companies. As brokers, we can shop around and compare policies from different insurers and reinsurers to find the best value for you.
How do you get paid?
We are typically paid a commission by the insurance and reinsurance companies we work with. This commission is built into the premium, so you don’t pay us directly.
Are you licensed and regulated?
Yes, All Seasons is a regulated entity incorporated in Cyprus, holding a license that permits the conduct of both insurance and reinsurance business. This dual authorization allows All Seasons to operate comprehensively in the insurance market, serving clients with diverse needs. We enjoy passporting rights across all EU countries, enabling us to provide our services seamlessly throughout the European Union.