Privacy Policy

All Seasons Underwriting Insurance Brokers Ltd (ASUIA)

Effective Date: 23rd February 2025

1. Introduction

All Seasons Underwriting Insurance Brokers Ltd (ASUIA) is an insurance and reinsurance broker incorporated in Cyprus and licensed by the Insurance Companies Control Service of Cyprus. We are committed to protecting the privacy and security of your personal data. This Privacy Policy describes how we collect, use, and share your personal data when you navigate our website and /or contact us to purchase insurance products.

2. Data Controller

The data controller for your personal data is:

All Seasons Underwriting Insurance Brokers Ltd

Address: 201 ,10 Dimosthenous, Larnaca 6058, Cyprus.

Email: info@asuia.com

3. Personal Data We Collect

We may collect the following personal data from you:

  • Identity and Contact Data : Name, address, email address, phone number, date of birth, gender, nationality, identification documents (e.g., passport, ID card), corporate documentation (when relevant).
  • Financial Information : Bank account details, payment card information, income, and other financial information relevant to your insurance application.
  • Device and Usage Data: IP address, device type, operating system, browser type, location data, and information about how you use our website.
  • Insurance Information : Information about your insurance needs, history, and coverage, including details about your property, health, travel plans, or other insurable interests.
  • Other Data: Any other information you provide to us voluntarily, such as feedback or survey responses.

4. How We Collect Your Data

We collect your personal data in the following ways:

  • Directly from you: When you complete an insurance application, or contact us.
  • Automatically: Through cookies and similar technologies when you use our website.
  • From third parties: From insurance companies, credit reporting agencies, and other service providers.

5. Legal Basis for Processing

We process your personal data based on the following legal grounds:

  • Contract: To perform our contract with you to provide insurance brokerage services.
  • Legal Obligation: To comply with our legal obligations, such as anti-money laundering regulations.
  • Legitimate Interests: To pursue our legitimate interests, such as improving our services and preventing fraud, provided that your interests and fundamental rights do not override these interests.
  • Consent: In some cases, we may ask for your consent to process your personal data, such as for marketing purposes.

6. Use of Your Personal Data

We use your personal data for the following purposes:

  • Providing and Improving Services: To provide insurance brokerage services, process your insurance applications and manage your policies
  • Communication: To communicate with you about your insurance needs, policy updates, and other relevant information.
  • Marketing: To send you marketing communications about our products and services, where you have consented to receive such communications.
  • Legal Compliance: To comply with our legal obligations, such as anti-money laundering regulations and data protection laws.
  • Fraud Prevention: To prevent and detect fraud.

7. Sharing Your Personal Data

We may share your personal data with the following third parties:

  • Insurance Companies: To obtain quotes, process your insurance applications, and manage your policies.
  • Service Providers: To assist us with providing our services, such as IT providers, payment processors, and marketing agencies.
  • Regulatory Authorities: To comply with our legal obligations.
  • Other Third Parties: With your consent or as required by law.

8. Data Security

We take appropriate technical and organizational measures to protect your personal data from unauthorized access, use, or disclosure. These measures include:  

  • Encryption: Encrypting your data in transit and at rest.
  • Access Controls: Limiting access to your personal data to authorized personnel.
  • Security Assessments: Regularly assessing our security measures.

9. Data Retention

We will retain your personal data for as long as necessary to fulfill the purposes for which it was collected, including for the purposes of satisfying any legal, accounting, or reporting requirements.  

10. Your Rights

You have the following rights regarding your personal data:

  • Access: To request access to your personal data.
  • Rectification: To request correction of your personal data.
  • Erasure: To request deletion of your personal data.
  • Restriction: To request restriction of processing of your personal data.
  • Objection: To object to processing of your personal data.
  • Data Portability: To request transfer of your personal data to another controller.

To exercise your rights, please contact us using the contact details provided above.

11. International Data Transfers

We may transfer your personal data to countries outside the European Economic Area (EEA). We will ensure that any such transfers are made in compliance with applicable data protection laws and that appropriate safeguards are in place to protect your personal data.  

12. Cookies

We use cookies and similar technologies to collect information about how you use our website. This information helps us to improve our services and provide you with a better user experience. You can manage your cookie preferences through your browser settings.

13. Changes to this Privacy Policy

We may update this Privacy Policy from time to time. We will post any changes on our website and notify you as required by law.

14. Contact Us

If you have any questions about this Privacy Policy, please contact us using the contact details provided above.